Decisions in seconds
Loan, rental, and credit approvals that previously took days complete in seconds. Lenders verify source income through a single API call; employees stop sending payslips to multiple parties.
For employers & employees
Provide certainty when sharing payslips.
Employees can share payslips with confidence, and employers stop fielding manual verification requests. Verifiabl lets lenders and other accredited verifiers confirm source income in seconds, with no new tools or accounts for employees.
- Seconds
- from request to verified
- Free
- for employers and employees
- 0
- PII fields stored by Verifiabl
- AU-resident
- Zero PII storage
- APP & GDPR-aligned
How verification works
Verification reads the source data, not the document.
When a payroll provider has integrated Verifiabl, every payslip carries an encrypted seal applied at the moment of generation. Employees continue to receive payslips through the same channel; lenders and other accredited verifiers read the cryptographic source data directly through the Verifiabl API.
For HR and payroll teams, the workload of manual income verification disappears. There are no income confirmation calls, no verification letters, and no forwarded payslips by email. For employees, approvals that previously took days complete in seconds, using the same source data the payroll system used to generate the document.
Verifiabl is free for employers and employees. Lenders pay a per-verification fee to access source-verified data, so the parties that benefit financially from accurate income data are the ones funding the infrastructure.
Key benefits
Manual verification workload removed
Phone calls, verification letters, and email requests disappear from HR and payroll queues. Verification happens between the lender's system and Verifiabl, with no employer in the loop.
PII stays inside the document
PII remains encrypted within the payslip itself. Neither the employer nor Verifiabl can read it without the employee actively sharing the document with a lender or verifier.
Provenance over forensics
Every payslip is cryptographically sealed at generation. Employees, employers, and lenders refer to the same source of truth, not a downstream document image that could have been altered.
How it works
From payslip to approval in three steps.
Employees receive payslips through the same channel as today. Lenders read the source income data through the Verifiabl API, in seconds.
Step 01 Receive your payslip
Your payroll provider embeds an encrypted Verifiabl seal at generation. Your payslip workflow stays the same.
Step 02 Share it with the lender
Apply for a loan, rental, or credit line and send your payslip exactly as you would today.
Step 03 Source-verified at the moment of decisioning
The lender's system reads the original source data through the Verifiabl API. No HR letters, no follow-ups.
Common questions
See it in action
Reach out to see how Verifiabl is preventing fraud and streamlining lending applications while protecting employee privacy.