Use case
Payroll partners
Become a leader in privacy and innovation, making life easier for your customers, while unlocking a new revenue stream
Become a leader in privacy and innovation, making life easier for your customers, while unlocking a new revenue stream
Verifiabl is the infrastructure that turns every payslip into a source of cryptographically verified income data, embedded directly within the payroll provider's environment. The integration generates an encrypted barcode at the point of payslip creation, sealing the source income data inside the document itself. No personally identifiable information leaves your environment as part of the integration, and the entire process runs as a lightweight background step in your existing payslip generation workflow.
When employees share their payslips with lenders or other accredited verifiers, those parties retrieve the source data through the Verifiabl API in seconds, ready for direct ingestion into their decisioning systems. Payroll providers earn a share of the verification fee on every transaction, creating a recurring revenue stream that scales with adoption. Verifiabl is designed to enhance your platform without disrupting it: no overhaul, no new customer-facing workflow, and no PII handling burden.

A new recurring revenue stream, zero PII risk, and minimal engineering lift. Verifiabl is designed to enhance your platform without disrupting it.
Verifiabl turns your payslips into the most trusted source of income data in the market, without requiring any change to your existing workflows or your customers' experience. Integration positions your platform as a privacy-forward leader, eliminates manual verification calls between your customers and lenders, and unlocks a new recurring revenue stream through our verification fee share. As lender adoption scales, this becomes a meaningful commercial channel with no ongoing engineering overhead.
Verifiabl is designed for minimal engineering lift. During the payslip generation process, your system generates and embeds an encrypted Verifiabl barcode into the document, entirely within your environment. The integration uses a lightweight service and our team provides full support, including a sandbox environment, sample payloads, and direct engineering assistance. Most partners can complete a working proof of concept within one to two weeks.
No personally identifiable information leaves your environment as part of the integration. The Verifiabl barcode embedded in the payslip contains all identity and PII data in encrypted form - this data only travels with the document itself, under the employee's control. A small set of non-PII metadata (such as dates and aggregate values) is transmitted to our AU-resident infrastructure, linked by a token, to support the verification flow. The exact data schema is defined jointly with each partner and enforced at the tenant level.
For employees, Verifiabl eliminates the friction of income verification - payslips become instantly verifiable at their source, meaning faster approvals for loans, rentals, and credit applications without chasing HR or sharing additional documentation. For employers, it removes the burden of fielding manual verification calls and emails, reduces the risk of accidental data disclosure, and demonstrates a modern, privacy-first approach to employee data. Your customers benefit from a feature they didn't have to build or maintain.
There is no cost for payroll providers to implement Verifiabl. The platform operates on a pay-per-verification model, where lenders and other accredited verifiers pay a fee for each verification they perform. Payroll providers receive a share of that fee on every verification of their payslips, creating a recurring revenue stream that scales with lender adoption. Specific revenue share terms are agreed during commercial discussions and reflect each partner's strategic role in the network.
Verifiabl is built on a zero-PII-storage architecture: personally identifiable information remains encrypted within the payslip itself, accessible only when the employee chooses to share it with a verifier. Our infrastructure is AU-resident, designed to align with the Australian Privacy Principles, and we are currently completing our ISO 27001 certification. Verification only occurs once an employee shares their payslip with a lender, ensuring meaningful consent at the point of data use. Anonymised audit trails are maintained for every verification event and made available to partner platforms.
The simplest way to begin is to reach out to our partnerships team at contact@verifiabl.io. We typically begin with a short discovery call to understand your platform and integration architecture, followed by an NDA, technical documentation, and sandbox access. From there, our team works directly with yours to design and deploy the integration. Most partners are ready to discuss commercial terms within a few weeks of initial contact.

Reach out to see how Verifiabl is preventing fraud and streamlining lending applications while protecting employee privacy.
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