Verification partners

Traditional verification relies on manual processes, which can take hours or days. Verifiabl enables instant verification: once an applicant uploads their payslip, the encrypted data is decrypted and validated in seconds via our API or web portal.

Yes. The verification data is digitally signed by the payroll provider at the time of payslip generation. This ensures authenticity and integrity—lenders can trust the data is accurate and unaltered.

Each verification relies on cryptographically signed metadata embedded in the payslip. If a document has been tampered with or generated outside of an approved payroll system, Verifiabl will reject it. This drastically reduces fraud from fake or modified payslips.

Yes. Verifiabl complies with the Australian Privacy Principles (APP), GDPR, and other relevant privacy regulations. Employee consent is mandatory for every verification, and no sensitive data is retained beyond what is required for processing.

No. Verifiabl is a consent-based platform. Verification is only possible after an applicant provides their payslip, which contains the encrypted data required to initiate the process.

1. The applicant submits a payslip, with the Verifiabl digital payslip embedded.
2. Your system uploads it to Verifiabl (via API or dashboard).
3. Verifiabl extracts, decrypts, and validates the data.
4. You receive the income data in a customised format to best suit your needs, in real time.

The report can contain any combination and aggregation of the information on the payslip, such as:
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     Income (e.g. gross/net pay, year-to-date figures)
     Employment details (status, tenure, job title, employment type)
     Pay period info
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No additional data beyond the payslip is shared, ensuring compliance with purpose limitation principles.

The entire process takes seconds once a valid payslip is submitted. This enables real-time decisioning and significantly reduces application turnaround time.

Verifiabl provides information based on the digital signatures embedded by the payroll provider. If a payslip has been altered, the changes will not carry through to the digital signatures.

You can use Verifiabl via:
     API for full automation within your loan origination workflow
     Web dashboard for one-off, manual verifications
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The API uses RESTful endpoints with clear documentation and fast implementation timelines.

Minimal. Our API is lightweight and well-documented. Your development team can integrate it using standard formats. We also provide sandbox environments and support during onboarding.

No. Verifiabl supports both low- and high-volume usage, making it suitable for everything from individual brokers to enterprise lenders.

Applicants don’t need to chase down HR departments or provide extra documentation. They simply submit their payslip and get faster outcomes—reducing abandonment and improving satisfaction.

Yes. The verification data is returned in structured JSON format, enabling seamless ingestion into your automated decisioning system or workflow.

Verifiabl operates on a pay-per-verification model. Credentialed verifiers like financial institutions pay a nominal fee per completed verification. There are no setup or subscription fees.

Yes. We offer flexible pricing tiers based on usage volume. Contact our team to discuss enterprise-level plans or custom billing arrangements.

Our support team is available to assist with verification reviews, API troubleshooting, and technical support. We also provide full (anonymised) audit logs for every transaction to aid in compliance and quality control.

Contact our team at contact@verifiabl.io or request a demo. We’ll walk you through the onboarding process, provide technical documentation, and help integrate Verifiabl into your lending operations.