Income data sharing, verified from the source

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Leveraging cryptography for privacy-preserving, consent-driven data sharing in the deepfake era.
Built by operators from
Commonwealth Bank logoANZ Bank logoEquifaxMYOB logoGoogle Logo
How it works
Illustration showing a payslip for Jane Smith with a QR code linked to encrypted JSON data detailing employee info and payment breakdowns.
How it works
Verifiabl enables payroll providers to embed a cryptographic barcode into every payslip at its point of creation. When an employee shares their payslip, the content can be source-verified through the barcode.
1
Sealed at source
The payroll provider embeds an encrypted Verifiabl barcode into the payslip during generation.
No personal employee data is transmitted to Verifiabl
2
Employee receives their payslip
The payslip is delivered as normal, with the Verifiabl barcode embedded in the document. Nothing changes for the employee.
3
Employee shares their payslip
The employee consents to verification by submitting the document to a lender or verifier.
4
Instant verification via API
The verifier’s system queries the Verifiabl API, instantly authenticating the document's origin and integrity without relying on optical character recognition.
Embedded at generation. Verified on demand.
Privacy Architecture
Verifiabl never stores personal data.
All identity data remains encrypted within the payslip document, under the employee's control.
Our infrastructure is designed so that no single party, including Verifiabl, can access personal data without the employee's participation.
Why Verifiabl
Built for trust and privacy preservation at scale
01
Cryptographic certainty
Every payslip is cryptographically sealed at the point of generation, making the source data the only version that can be verified. Forged or AI-generated payslips are rendered useless as lenders bypass the document and accessing the original data directly.
02
Zero PII storage
Verifiabl never stores employees' personal information. Identity data remains encrypted within the payslip, and can only be unlocked when the employee presents the document for verification.
03
Employee-controlled consent
No verification can occur without the employee's active participation. The data is only accessible when the employee chooses to share their payslip, putting them in complete control of their information.
The Market Has Shifted
In a world of AI-generated fakes, analysing the document is futile. Provenance verification is the only defence.
$1B
Suspected AI-enabled loan fraud at a single Australian bank
CBA, Feb 2026
$23B
Annual global banking fraud cost
Juniper Research, 2025
0
Cryptographic standards in existing PDF documents
Explore your use case

Verifiabl connects payroll systems, employees, and credentialed verification partners through a seamless privacy-preserving infrastructure layer. Find out how this benefits you.

Digital interface showing a payslip linked to a blue square with a white Verifiabl logo on a dark grid background.

Employers & employees

Network diagram showing three digital documents connected to a cloud icon with a Verifiabl logo, illustrating cloud-based document management.

Payroll partners

Two documents side by side connected by a line, with the right document showing verified encrypted data such as job ID and gross pay on a dark background.

Verification partners

See it in action

Reach out to see how Verifiabl is preventing fraud and streamlining lending applications while protecting employee privacy.

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