Income data,verified at the source.

Cryptographic proof is embedded into every payslip at generation. Lenders get source-verified income in seconds. Verifiabl never stores personal data.

  • AU-resident
  • Zero PII storage
  • APP & GDPR-aligned
A payslip sealed with Verifiabl and linked to source-verified income data.

Built by operators from

  • Commonwealth Bank logo
  • ANZ Bank logo
  • Equifax logo
  • MYOB logo
  • Google logo
The Verifiabl Standard

Every payslip is sealed at source.

One encrypted seal is applied at generation. The source data is sealed into the document and is not derived from the rendered page.

A payslip with an embedded Verifiabl seal linked to encrypted JSON containing the source income data.
How it works

Embedded at generation. Verified on demand.

Verifiabl enables payroll providers to embed a cryptographic seal into every payslip at its point of creation. When an employee shares their payslip, the content can be source-verified through the seal.

  1. Sealed at source

    The payroll provider embeds an encrypted Verifiabl seal into the payslip during generation.

    No personal employee data is transmitted to Verifiabl

  2. Employee receives their payslip

    The payslip is delivered as normal, with the Verifiabl seal embedded in the document. Nothing changes for the employee.

  3. Employee shares their payslip

    The employee consents to verification by submitting the document to a lender or verifier.

  4. Instant verification via API

    The verifier's system queries the Verifiabl API, instantly authenticating the document's origin and integrity without relying on optical character recognition.

Privacy architecture

Verifiabl never stores personal data.

All identity data remains encrypted within the payslip document, under the employee's control. Our infrastructure is designed so that no single party, including Verifiabl, can access personal data without the employee's participation.

Why Verifiabl

The trusted infrastructure layer connecting payroll supply with credit demand.

Three product properties define the standard.

01

Zero-touch

The integration sits at the point of payslip generation. Employees see no change in how they receive or share payslips. Lenders interact only with the source data sealed inside the document.

02

Source-verified

Every payslip is sealed with the data the payroll system itself generated. Verification reads the source data, not the rendered document, replacing the need for probabilistic forensics in the decisioning workflow.

03

Scalable

One architecture covers every payslip generated through an integrated payroll system. Lender and employee workflows stay identical as more providers connect to the network.

Replacing judgement and probability with cryptographic certainty.

Document analysis cannot keep pace with generative-AI fakes. Provenance verification reads the payroll source the payslip came from, not the rendered page.

TraditionalSlow · fraud-prone

Verify the document

Lenders try to detect forgery by analysing the document, exactly what AI fakes are designed to defeat.

  1. HR phone call
  2. Document forensics & OCR
  3. 24–48 hour analyst queue
OutcomeUncertain decision
VerifiablInstant · cryptographic

Verify the source

Bypass the document entirely. The seal is a cryptographic handshake with the original payroll system.

  1. Read the embedded seal
  2. Read from the Verifiabl API
  3. Source-verified in seconds
OutcomeSource-verified data
The market has shifted

In a world of AI-generated fakes, analysing the document is futile.Provenance verification is the only defence.

Explore your use case

Verifiabl connects payroll systems, employees, and accredited verifiers through one privacy-preserving infrastructure layer. Find the section that matches your role.

See it in action

Reach out to see how Verifiabl is preventing fraud and streamlining lending applications while protecting employee privacy.